Personal Finance
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Best Student Loan Rates for September 2024
Student loan interest rates vary based on the type of loan it is, who the lender is, the type of interest rate, and the borrower’s financial information including credit score.
Best Peer-to-Peer Personal Loans in September 2024
If you need a loan and want an alternative to traditional banks, the peer-to-peer marketplace might be for you. Here’s what to know.
Best Joint Personal Loans in September 2024
Joint loans are loans taken out with a co-borrower. The best joint personal loans offer a range of terms and limits and can be used for a number of purposes.
Secured Loan vs. Unsecured Loan: What’s the Difference?
Secured and unsecured loans differ in their rules and benefits, but neither is inherently better than the other. Learn more.
What Is An Origination Fee On A Loan?
Most lenders charge origination fees when processing a personal loan or mortgage. Learn more about how these upfront fees work and how to avoid them.
How Much Should My Car Payment Be?
When you’re in the market for a new vehicle, it’s important to set a budget for your monthly payment before determining your price range.
Best Cash Advance Apps in September 2024
Cash advance apps can help you access funds from your paycheck days ahead of time. But there are drawbacks to consider, including potentially steep fees.
8 Ways to Pay Off Student Loan Fast
Paying off student loans faster can save you a ton of money in interest and help you focus on building wealth. Here are eight tried-and-true ways to cut years off your loan payoff date.
Best Wedding Loans for 2024
A wedding loan can help you pay for your dream day, from venue rental to buying a dress or wedding favors. These are the best lenders to consider.
Best Loans for Fair Credit in September 2024
If you’re looking for a personal loan with fair credit, it’s important to understand the costs and terms. Find the best loans for fair credit here.
Quick Loans: Where Can You Borrow Money Immediately?
When you need money quickly, fast personal loans can help you get cash in your bank account as soon as the next business day.
10 Best Debt Consolidation Loans of September 2024
Depending on the size of your debt, you could save thousands of dollars by eliminating high-interest credit card balances with a debt consolidation loan.
How to Refinance Your Student Loan in 5 Steps
Refinancing your student loans can save you money and simplify your monthly payments. Here’s what you need to consider.
How to Get a Debt Consolidation Loan with Bad Credit
It’s possible to see which kinds of debt consolidation loans you qualify for when you have bad credit. Here’s how to do it and where you should look.
Cash to Close: Definition, Calculation & How to Prepare Early
Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.
Conventional Loan: What You Need to Know to Qualify
Conventional loans are the most common type of mortgage. Here’s a look at how they work and what you need to qualify for one.
Requirements for A Home Equity Loan or HELOC
Knowing the requirements for a HELOC or Home equity loan can improve your approval odds for these types of loans. Learn more about the requirements.
Personal Loan Requirements And How To Qualify
Most personal loan providers require applicants to have good credit scores, sufficient income, and a low debt-to-income ratio. Learn more.
7 Best Personal Loans for Vacation in September 2024
Vacation loans can help you fund your upcoming vacation or a last-minute trip, but watch out for high fees. While some lenders offer rates as low as 6.99% APR, that’s not the norm. And some vacation loans have up-front fees that can quickly increase your APR.
Best Private Student Loans in September 2024
Whether you have excellent credit and are looking for a low APR or you exhausted your federal student loan options, a private student loan could be a fit.
What Credit Score Do You Need for a Personal Loan?
Not all lenders have a minimum credit score requirement, but generally the higher your credit score, the better your interest rate and loan term.
What Is a Home Equity Loan?
A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.
What Is a Personal Loan
Here’s what to know about personal loans, how they work, their rates, how to qualify for one, and more.
What Is An Unsecured Loan?
What is an unsecured loan? Loans that don’t require collateral can be used for almost any financial goal. Here’s what to know—and how to use them wisely.
Federal Student Loan Rates Jump 1% for 2024-25
Federal student loan interest rates are tied to 10-year Treasury Yields and recalculated yearly. This has resulted in a more than 1% jump in rates for the 2024-25 academic year.
Which Credit Score Is Used for Car Loans?
While some car loan lenders may use the FICO auto score to check an applicant’s eligibility, they might also choose to use the basic FICO score or their VantageScore.
6 Factors That Increase Your Student Loan Balance
Many students see their student loan balances increase over time. Here are some reasons why that happens. Learn more.
Best Egg Personal Loans Review
A Best Egg personal loan might help you cover unexpected expenses, consolidate debt, or meet other financial goals. Best Egg offers secured loans as well.
Best Auto Loan Rates & Lenders for September 2024
Here is our guide to finding the best auto loan rates and lenders, whether you’re looking to buy a new or used car, refinance an existing auto loan, or buy out a lease.
What Is The Best Company to Refinance Your Auto Loan? September 2024
It can be time-consuming and daunting to sift through the (seemingly endless) possibilities to find the best auto refinance lender for you. We’ve narrowed down the options to help you make the best choice.
Best Home Equity Loan Lenders of September 2024
Home equity loans can provide a source of funding that's literally as close as your front door. Here’s where to get the best home equity loans and what you need to know before signing on the dotted line.
Best HELOC Rates in September 2024
Variable interest rates are common on HELOCs, but may be locked in at certain intervals. Here’s what to look for and where to find the best HELOC rates today.
How to Borrow Money: 8 Best Ways
These methods for borrowing money are convenient, inexpensive, and fast. Find out the wrong ways to borrow, too, which may lead to debt troubles.
Personal Line of Credit vs. Personal Loan: Key Differences
Before borrowing money, you may want to compare the pros and cons of a personal line of credit versus a personal loan. Here’s what you need to know.
What is Collateral On A Loan And Do You Need One?
In finance, collateral is an asset that a borrower pledges as security to help guarantee loan repayment. Learn more.
What Are Student Loans? A Beginner's Guide
Learn how to choose the right student loan, how to apply for a student loan, and how to successfully manage student loan repayment.
How to prequalify for a loan in 3 steps
If you want to apply for a loan, prequalifying can help you choose the best option. Find out how to prequalify for a loan and what to expect from the process.
Best Pool Loans in September 2024
The best pool loans include personal loans allowing you to pay for your swimming pool over time. Find the best pool loans here.
What Is a Home Equity Line of Credit
A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.
Can Debt Consolidation Damage My Credit?
Debt consolidation can simplify your debt payoff efforts and save you interest. But can it hurt your credit score? Learn more.
How to Go About Buying a House Step by Step
Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.
What Are All the Student Loan Options? An In-Depth Look
Looking for a student loan? Consider federal and private student loan options, as well as parent loans and refinancing. Learn about your options here to make choosing the right one easier.
What Is a Line of Credit and How Does It Work?
A line of credit allows you to borrow money as needed and pay it back with interest.
FHA Loan Requirements 2024
If you're on the market for a home, an FHA loan is a solid option. Here are the 2024 FHA loan requirements that will tell you how to qualify for one.
What is FAFSA? A Complete Guide to Federal Student Loans
The FAFSA is the application you submit for federal student aid and it has recently changed. Here’s how to get yours filed on time.
How Much Does It Cost to Renovate a House? What to Spend, How to Pay for It
Knowing how much it costs to renovate a house can help you plan and budget for this endeavor. Keep reading to learn how much you could spend.
Should You Refinance Your Car Loan?
Refinancing an auto loan can save you money and reduce your monthly car payment. Here’s a look at when to refinance and how.
Are Home Equity Loans Tax Deductible?
Wondering if you can deduct home equity loan interest payments on your taxes? Learn more about how this deduction works and who is eligible
Best Student Loan Refinance Companies for September 2024
Refinancing student loans could result in a lower interest rate, which could save you money over the term of the loan.
What Is A Conforming Loan?
Conforming loans and conventional loans are the same thing: mortgages that follow the limits set out by the FHFA. But there are others to consider, too.
Short Term Loan: What It Is, Types, Pros and Cons
A short-term loan may be all you need to get past an immediate financial hurdle—but be careful. Here’s what you should know about your options, the risks, and how they work.
Best Credit Unions for Car Loans in September 2024
The best credit unions for car loans offer low interest rates, fees, and excellent customer service. Find the best credit unions for car loans here.
Can I Get a Car Loan with No Credit?
Want to know if you can get a car loan with no credit? It’s possible. Follow our guide to find out how.
Best Personal Loans for Good Credit in September 2024
Personal loans can cover many financial needs. Learn about the best personal loans for good credit here.
Best Hardship Loans For Bad Credit in September 2024
In the event of an emergency, a hardship loan can help bridge a financial gap. Here is our list of the best hardship loans for bad credit.
What Happens If You Dont Pay Student Loans?
Missing student loan payments can have serious consequences—including credit score impact, wage garnishment, and more. But there are options for borrowers who can’t afford student loan payments.
How Much Can I Borrow From My Life Insurance Policy
Looking for a low-interest loan? Find out how to borrow money from your life insurance policy.
Best Unsecured Business Loans in September 2024
Business loans allow business owners to operate and grow their companies. Learn more about the best unsecured business loans.
Best Emergency Loans for Bad Credit in September 2024
Here’s where to look if you suddenly need money and what it takes to get the cash.
Public Service Loan Forgiveness: Your Complete Guide
The Public Service Loan Forgiveness (PSLF) program has helped more than half a million borrowers let go of billions of dollars of student loan debt. Find out if you qualify.
What Is a Credit Builder Loan and How Does It Work?
Credit-builder loans help those with no credit history establish credit scores by making regular payments to lenders that report payments to credit bureaus.
Best RV Loans for September 2024
The best RV loans boast low APR ranges, no added fees, and a range of amounts and terms to cater to a wide range of borrowers.
Interest Rate vs. APR: How Do They Differ?
It’s important to understand the difference between interest rates and APRs when borrowing money.
10 of the Easiest Personal Loans to Get
Whether you’ve got unexpected medical bills, you want to go back to school, or you want to consolidate your debt, a personal loan can revolutionize your life.
What Is the Average Down Payment on a House in 2024?
The average house down payment varies across the country. Find out how much you need to save based on where you live and the type of home loan you want.
Best Credit Card Consolidation Loans for September 2024
Struggling to manage your credit card debt? Looking for more flexible repayment terms? Here are the best credit card consolidation loans we could find.
8 Types of Personal Loans Explained
Personal loans can help you cover planned or unplanned expenses. Here are the different types to choose from. Learn more.
OneMain Financial Personal Loans Review 2024
OneMain Financial is one of the best sources for personal loans if you have bad credit. Learn more in our OneMain Financial review.
How to Get a Loan With Bad Credit
It can be difficult to get a loan with bad credit. The right lenders and sufficient income will go a long way to help.
What Is a 401(k) Loan? Pros, Cons, Strategy
A 401(k) loan may offer lower fees and more flexible repayment terms, but it’s not always advisable. Before you tap into your 401(k), here's what to know.
Buy Now, Pay Later (BNPL): How It Works, Benefits, How to Get It
"Buy now, pay later (BNPL)” can be appealing if you want the item or service right away, but you don’t want to wait until you can afford it. A number of apps facilitate the BNPL way of purchasing. Some charge fees; others don’t.
Can You Back Out Of A House Offer?
A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.
LendingClub Personal Loan Review 2024: Pros, Cons, Approval Odds
LendingClub personal loans are available with flexible terms, and you can apply with no impact to your credit score. Learn more here.
FAFSA Deadline 2024: All You Need to Know
The annual FAFSA deadline is on June 30 every year, but there are state and school deadlines you should be aware of if you plan on applying for federal financial aid.
What is an Appraisal Contingency?
Buying a home? Learn what an appraisal contingency is when it comes time to draft a purchase offer with your real estate agent.
Payday Loans: How Do They Work & What Do You Risk
Payday loans are short-term, high interest loans that provoke concerns over debt cycles. They are an expensive and dangerous way to borrow money.
How to Sell a Car When You Still Have a Loan
Selling a car with a loan? Learn how to navigate the process, including paying off your car and transferring the title to the new owner.
What are Construction to Permanent Loans?
Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.
Best Loans for the Unemployed 2024
Have an employment setback? These are the best personal loans to look for when you’re out of work.
Co-Borrower vs. Co-Signer: What's the Difference?
If you have less than perfect credit, you may have a greater chance of being approved for a loan if you opt for a co-borrower or co-signer. Read on to learn the difference and which is right for you.
How to Get a Business Loan in 5 Steps
A business loan can help you start or maintain a business. There are several types of business loans to choose from, and each has different requirements.
Best Banks for Personal Loans for September 2024
Personal loans are sometimes helpful for debt consolidation or getting through a financial rough patch. Find the best banks for personal loans here.
Best VA Loans for September 2024
VA loans can help U.S. service members, veterans, and surviving spouses realize their dream of homeownership with $0 down. Learn more.
What Are Secured Loans and How Do They Work?
Secured loans are backed by collateral, so be certain you can pay back your loan, or your lender can claim your collateral if you default.
How to Get a Personal Loan in 5 Steps
If you’re considering a personal loan, understanding what to expect from the application process is helpful. Here’s what the process is like.
How to Trade in Your Car: Get the Most Value for Your Vehicle
Trading in a car could reduce what you pay toward the purchase of a new one. Learn how to trade in your car to get the most value.
Debt Management Guide: Good Debt vs. Bad Debt
Being in debt is not always a bad thing. Some debt can have a place in your credit profile.
When to Refinance Student Loans
In most cases, borrowers lose out on flexible payback programs from the federal government when they refinance their student loans. But, in the case of private student loans, refinancing can help to lower your interest rates.
401(k) Loans vs. Personal Loans: What to Know Before You Borrow
What’s the difference between a 401(k) loan and a personal loan? Both have risks and benefits. Here’s how to tell which will work best for you.
FAFSA 2024 Requirements: Who Qualifies
Discover the FAFSA requirements for 2024-2025, including eligibility and financial guidelines, essential documents, and tips on avoiding common mistakes.
How to Get a Personal Loan Without a Credit Check
A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.
How to Lower Your Car Payment: 8 Proven Strategies
If your budget is strained, you might need to lower your car payment. Here are some of the best ways to do it.
Peer-To-Peer Lending: What It Is, How It Works, And How to Invest In It
Peer-to-peer (P2P) lending is an alternative to traditional personal loans. They are often easier to qualify for and offer faster funding than bank loans.
Subsidized vs. Unsubsidized Student Loans: Which is Best for You?
If you qualify for subsidized student loans, take advantage of them. The government will pay your interest while you're in school and during deferments.
Best Bad Credit Loans in September 2024
The best bad credit loans can help you consolidate debt, pay unexpected expenses, fund important purchases, and build a better credit score.
Bad Credit Auto Loans for September 2024
You may think that if you have bad credit, you can’t get a car loan. The good news is that you can, though the loan parameters may not be as advantageous as those for someone with good credit. Here are some places to look.
How to Find A Real Estate Agent (For Buyers and Sellers)
Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.
What Is an Installment Loan?
Installment loans provide borrowers with a lump sum and then a borrower pays back the loan in fixed, scheduled installments. Learn more.
What Documents Are Required for a Personal Loan?
Need to borrow money for a project or big expense? Here are the documents required for personal loans and how to make the process as efficient as possible.
How to Buy and Sell a House At the Same Time
Buying and selling a home at the same time can be tricky. Find out how to make the process as smooth and stress-free as possible.
Can You Pay A Car Loan With A Credit Card?
Can you pay a car loan with a credit card? It’s possible, but only in limited circumstances. Here are the few situations where the practice makes sense.
First-time Home Buyer Grants & Programs: All You Need to Know
Buying your first home and wondering how to afford it? Learn about what first-time home buyer grants and programs you may qualify for to make your new home more affordable.
Best Holiday Loans (& Alternatives)
If you’re in need of some extra cash this Christmas and have exhausted all other options, here are the best holiday loans for 2023.
VA Loan Limits 2024: What You Need To Know
If you’re trying to get a VA loan to buy a home, you might face VA loan limits. It depends on your history and eligibility.
HELOC on Investment Property: A Good Idea?
A HELOC against the equity in an investment property can be a solid way to cover costs relating to repairs and improvements to the property, but it can be more difficult to obtain than a HELOC on a personal residence.
Home Equity Loan vs HELOC: Understanding the Key Differences
Home equity loans and HELOCs are a way to get cash by tapping your home equity. You can use this cash for large expenses.
How and Why to Get a Preapproved Car Loan
Auto loan preapproval can save you money and time when buying a vehicle. Here’s a look at how to get preapproved for a car loan and why it matters.
How to Apply for Student Loan Forgiveness
If you want to know how to apply for student loan forgiveness, read this article to learn the process and requirements.
How to Refinance a Car Loan in 5 Steps
When you refinance your car loan, you take out a new loan with better terms than your existing one, saving you money in the long run. The process is relatively simple but does take some preparation.
How to Calculate Loan Payments and Costs
A loan calculator can help you calculate loan payments and costs, which is crucial if you want to make an informed decision before you borrow.
What Is A Jumbo Loan And How Does It Work?
A jumbo loan is a nonconforming mortgage above the Federal Housing Finance Agency maximum. Learn how they work, pros and cons, plus how to qualify.
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